Should you buy now or wait? I have been asked this by potential buyers a lot recently because of how home prices have increased over the last 10 years. To help me answer this question, I have invited Steve Hankla of Doorway Home Loans to talk about what it costs today to buy a home versus what it may cost a year from now.
I have provided timestamps so that you can jump to the section(s) that are of most interest to you.
0:45 – A background on our current market
2:05 – The factors you need to consider
2:40 – Looking at past rates and our potential correction
3:50 – The affordability investment analysis chart
5:20 – Why borrowing from your 401(k) could be a good option
6:05 – The tax benefits of buying instead of renting
If you have any additional questions for Steve, you can reach out to him at (714) 470-5626 or email him at steve@gotoloanpro.com.
And, as always, if you have any buying or selling questions, please feel free to call or email me. I look forward to speaking with you soon.